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Bank of America wants to create its own stablecoin

Article by Lauren Ashcraft  |  Feb 28, 2025
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Bank of America wants to create its own stablecoin
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US

The news: Bank of America CEO Brian Moynihan confirmed the bank may launch a dollar-backed stablecoin if Congress makes the move legal, per Coindesk.

Currently, Bank of America’s only competitor to have its own stablecoin is JPMorgan, with JPM Coin. But it’s limited to institution-to-institution use, per CNBC.

How we got here: President Trump’s initial cabinet picks and executive orders signaled a favorable environment for cryptocurrency ahead, and financial institutions (FIs) naturally want to participate. And Bank of America has been furiously preparing by creating hundreds of patents on blockchain technology.